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Self-employed borrower cash flow analysis

1 out of 10 borrowers who walks through your door is likely to be self-employed. Take advantage of the opportunity these borrowers represent by learning how to determine their cash flow.

As business owners, self-employed borrowers’ goal is to maximize income yet reduce tax liability. The problem with that is reducing tax liabilities minimizes taxable income and makes qualifying for a loan more challenging.

Our cash flow analysis worksheets promote ease and accuracy in determining self-employed borrowers' income.

See our Underwriting Guide, section 3.08.02, for underwriting and documentation requirements for loans where qualifying income comes from self-employed borrowers.

Cash flow analysis worksheets, tax year 2017

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Our editable, auto-calculating worksheets help you analyze:

  • Cash Flow
  • Liquidity
  • Rental Income

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