| We are aware that mortgage Servicers supporting borrowers impacted by COVID-19 may have questions regarding our policies on default reporting and borrower workout programs. To help you, we created this quick reference Q&A for Servicers. |
Our MGIC Servicing and Rescission Relief guides provide you with information you need to service your MI insured loans including guidelines, requirements, and submission options.
Servicing Guide
Download the full guide or review a specific section.
Section 1, Mortgage Insurance Premium
Section 4, Certificate Changes
Section 5, Servicing Transfers
Section 8, Loan Status & Activity Reporting
Section 13, Real Estate Owned (REO) Property Sales & Election of Acquisition Option
Rescission Relief Guide
Our Gold Cert Coverage provides rescission relief for Significant Defects, Valuation Defects and Borrower fraud on qualifying loans after 36 months, regardless of the submission method. For loans that do not meet 36-month coverage requirements, Gold Cert Coverage provides relief at 60 months.You can also opt for early rescission relief by submitting certain documents at application and/or after you notify MGIC to activate insurance. Refer to your Master Policy and the following guide for complete requirements.
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File a claim
Via MGIC/Link Servicing, our secure web platform for all of your servicing-related tasks.
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Order MGIC mortgage insurance
Use the Loan Center to order mortgage insurance quickly and easily.
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Find your Servicing Resource Manager
Your SRM is ready to help you with all your servicing-related needs.