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Navigate to: Servicing Guide | Rescission Relief Guide
We are aware that mortgage Servicers supporting borrowers impacted by COVID-19 may have questions regarding our policies on default reporting and borrower workout programs. To help you, we created this quick reference Q&A for Servicers.
Our MGIC Servicing and Rescission Relief guides provide you with information you need to service your MI insured loans including guidelines, requirements, and submission options.
Download the full guide or review a specific section.
Full MGIC Servicing Guide (03/01/20)
Section 1, Mortgage Insurance Premium
Section 4, Certificate Changes
Section 5, Servicing Transfers
Section 8, Loan Status & Activity Reporting
Section 13, Real Estate Owned (REO) Property Sales & Election of Acquisition Option
Our Gold Cert Coverage provides rescission relief for Significant Defects, Valuation Defects and Borrower fraud on qualifying loans after 36 months, regardless of the submission method. For loans that do not meet 36-month coverage requirements, Gold Cert Coverage provides relief at 60 months.
You can also opt for early rescission relief by submitting certain documents at application and/or after you notify MGIC to activate insurance. Refer to your Master Policy and the following guide for complete requirements.
Use the Loan Center to order mortgage insurance quickly and easily
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