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Housing finance agencies

Supporting and providing mortgage insurance for housing finance agency (hfa) loans

MGIC has a long-standing commitment to HFAs. It’s all about our shared mission: transforming lives and communities by promoting sustainable homeownership opportunities.

Committed to meeting your needs

We offer Agency charter-level mortgage insurance in addition to a full menu of premium types and options to support your programs, products and initiatives.

HFA underwriting summary

HFA Charter-Level coverage rates* ‐ except AK, NE, NY & WA

HFA Charter-Level coverage rates* ‐ AK, NE, NY & WA

HFA coverage rates (North Dakota only)*

View our Borrower-Paid and Lender-Paid Single rates

Rates and ordering

MGIC MI rates are transparent and easily accessible. We're integrated with most of today’s PPEs and LOSs.

To see Agency charter-level coverage rates, go to Rate Finder or download MGIC’s mobile app and use one of the following program numbers:

State HFAs: MGIC Program ID 2881

County or city HFAs: MGIC Program ID 3881

Order MI online through Loan Center.

*Check coverage requirements with the investor or HFA. View state filing status for the July 9 changes here.

Illustrate the HFA advantage for lenders

Download a co-brandable version of our infographic, 6 Surprising reasons you should be doing business with your HFA.

HFA Infographic thumbnail image

Find the generic version on MGIC Connects.

MGIC Sponsorships

MGIC is a sponsor of the following trade groups that support housing finance agencies:

Learn more about how we support community lending programs

Interested in a one-on-one chat about how MGIC supports HFAs? Introduce yourself and a member of our Community Lending team will reach out to you.

Meet your Community Lending team

Our dedicated Community Lending team specializes in reaching your borrowers and participating lenders.

Find your local account representative

Set yourself apart

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