Underwriting and rates bulletins

MGIC bulletins announce changes to our Underwriting Requirements and/or rates.

MGIC news releases provide the results of our evaluation of industry changes, GSE bulletins, and announcements where we are not changing our Underwriting Requirements or premium rates.

Underwriting and rates bulletins

Jump to: Underwriting and rates bulletins | News announcements

2024

Release Date Bulletin Number, Topics, (effective dates)
12/10/2024 Bulletin #05-2024 – Announces continued support of Agency appraisal alternatives (12/10/24)
11/27/2024 Bulletin #04-2024 – Announces alignment with 2025 Agency loan limits (11/27/24)
10/30/2024 Bulletin #03-2024 – Announces updates to Underwriting Guidelines (10/30/24)
09/18/2024 Bulletin #02-2024 – Announces temporary loan amount increases for MGIC Go! (9/18/24)
04/11/2024 Bulletin #01-2024 – Announces updates to Underwriting Guidelines (4/11/24)

2023

Release Date Bulletin Number, Topics, (effective dates)
12/20/2023 Bulletin #07-2023 – Announces revisions to loan limits for non-GSE loans and other updates to our Underwriting Guidelines (12/20/23)
11/30/2023 Bulletin #06-2023 – Announces alignment with Agencies loan limit changes for MGIC Go! loans (11/30/23)
10/30/2023 Bulletin #05-2023 – Announces our support of Fannie Mae's updated LTV limits for 2- to 4-Unit primary residences for MGIC Go! loans (11/18/23)
10/12/2023 Bulletin #04-2023 – Announces increase to loan amounts for MGIC Go! loans (10/09/23)
08/30/2023 Bulletin #03-2023 – Announces updates to Underwriting Guidelines (10/02/23)
06/13/2023 Bulletin #02-2023 – Announces updates to our Underwriting and Rescission Relief Guides (7/13/23)
04/18/2023 Bulletin #01-2023 – Announces update to Underwriting Guidelines (4/18/23)

2022

Release Date Bulletin Number, Topics, (effective dates)
12/02/2022 Bulletin #07-2022 – Announces alignment with Agencies' loan limit changes for MGIC Go!™ loans and increases to loan amounts for non-GSE loans (12/02/2022)
 09/22/2022 Bulletin #06-2022 – Announces updates to underwriting guidelines (9/22/22)
09/13/2022 Bulletin #05-2022 – Announces increases to loan amount limits for MGIC Go!™ Loans (9/13/22)
07/25/2022 Bulletin #04-2022 – Addresses loans impacted by the Equifax coding error (7/25/22)
06/28/2022 Bulletin #03-2022 – Announces updates to underwriting guidelines (6/28/22)
04/12/2022 Bulletin #02-2022 – Announces our approval of recently announced Fannie Mae RefiNowTM and Freddie Mac Refi PossibleSM program updates for MGIC-insured loans (04/23/22)
02/09/2022 Bulletin #01-2022 – Announces our acceptance of Fannie Mae DU® and Freddie Mac LPASM Desktop Appraisal options for MGIC Go! loans with a DU Approve/Eligible or LPA Accept/Eligible (02/09/22)

2021

Release Date Bulletin Number, Topics, (effective dates)
12/07/2021 Bulletin #15-2021 – Announces increases to loan limits for non-GSE loans (12/07/21)
12/02/2021 Bulletin #14-2021 – Announces alignment with Agencies' loan limit changes for MGIC Go! Loans (12/02/21)
10/27/2021 Bulletin #13-2021 – Announces MGIC's approval of recently announced Fannie Mae RefiNowTM and Freddie Mac Refi PossibleSM program updates for MGIC-insured loans (10/27/21)
10/12/2021 Bulletin #12-2021 – Announces increases to loan amount limits for MGIC Go! Loans (10/12/21)
08/27/2021 Bulletin #11-2021 – Announces alignment with recent updates to Fannie Mae DU® for MGIC Go! loans with an Approve/Eligible response (08/27/21)
08/25/2021 Bulletin #10-2021 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (08/25/21)
08/02/2021 Bulletin #09-2021 – Announces documentation standard for non-delegated underwriting (08/02/21)
06/24/2021 Bulletin #08-2021 – Announces updates to underwriting guidelines (07/21/21)
05/17/2021 Bulletin #07-2021 – Announces eligibility for new GSE Low-Income Borrower Refinance Options (05/17/21)
04/29/2021 Bulletin #06-2021 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (04/29/21)
03/25/2021 Bulletin #05-2021 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (03/25/21)
03/22/2021 Bulletin #04-2021 – Announces updates to underwriting guidelines (04/08/21)
02/25/2021 Bulletin #03-2021 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (02/25/21)
02/08/2021 Bulletin #02-2021 – Announces expanded use of Automated Tools for rescission relief (02/08/21)
01/28/2021 Bulletin #01-2021 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (01/28/21)

2020

Release Date Bulletin Number, Topics, (effective dates)
 12/23/2020 Bulletin #18-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (12/23/20)
 12/21/2020 Bulletin #17-2020 – Announces increases to loan amount limits for Standard Loans, other underwriting updates (12/21/20)
 12/04/2020 Bulletin #16-2020 – Announces alignment with Agencies' loan limit changes for MGIC Go! Loans (12/04/20)
 11/20/2020 Bulletin #15-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (11/20/20)
 10/28/2020 Bulletin #14-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (10/28/20)
 09/30/2020 Bulletin #13-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (09/30/20)
 09/11/2020 Bulletin #12-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (09/11/20)
 07/20/2020 Bulletin #11-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (07/20/20)
 06/24/2020 Bulletin #10-2020 – Announces updates to underwriting guidelines (07/01/20)
 06/22/2020 Bulletin #09-2020 – Announces continued alignment with recent GSE COVID-19 temporary underwriting flexibilities (06/22/20)
 06/10/2020 Bulletin #08-2020 – Announces temporary underwriting flexibilities for borrowers with existing mortgage loans (06/10/20)
 05/06/2020 Bulletin #07-2020 – Announces continued alignment with the GSEs’ policies related to COVID-19 (05/06/20)
 04/27/2020 Bulletin #06-2020 – Announces allowing coverage to be activated on loans already in COVID-19 forbearance (04/27/20)
 04/16/2020 Bulletin #05-2020 – Announces alignment with the GSE's condo project and additional appraisal flexibilities (04/16/20)
 04/07/2020 Bulletin #04-2020 – Announces temporary suspension of insuring investment properties and cash-out refinances (05/11/20)
 03/31/2020 Bulletin #03-2020 – Announces alignment with the GSEs’ underwriting policies related to COVID-19 (03/31/20)
 03/24/2020 Bulletin #02-2020 – Announces alignment with Agencies' temporary flexibilities due to COVID-19 (03/24/20)
 02/05/2020 Bulletin #01-2020 – Announces our new Master Policy, Underwriting and Rescission Relief Guides, and updated Servicing Guide (03/01/20)

back to top

News announcements

2025

Date News Number, Topics
03/24/25 News #01-2025 – Announces MGIC contract with Polly to end June 1, 2025 (03/24/25)

2022

Date News Number, Topics
 10/18/22 News #01-2022 – Reminds Originators and Servicers of our natural disaster guidance (10/18/22)

2021

Date News Number, Topics
 03/30/21 News #03-2021 – Announces Uniform Residential Loan Application (URLA) requirements (03/30/21)
 02/23/21 News #02-2021 – Announces Address Change for Premium Payments Sent via Check Effective April 1, 2021 (02/23/21)
 02/05/21 News #01-2021 – Clarifies homebuyer education requirements for HFA Preferred™ loans

back to top

You might also like

  • mgic text card teal with green

    Order MGIC mortgage insurance

    Use the Loan Center to order mortgage insurance quickly and easily.

    Log in or sign up

  • mgic text card navy with green bar on right

    MGIC Underwriting Guide

    The policies, procedures and guidelines we use to evaluate loans for mortgage insurance.

    View our Underwriting Guide and Summaries

  • mgic text card green with navy bottom right

    Housing Finance Agencies (HFAs)

    We support and provide mortgage insurance for community lending program loans.

    Learn more