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Underwriting and rate changes

Navigate to: Underwriting and rates bulletins | News announcements

We publish and distribute Bulletins to announce underwriting and rate changes. We publish News announcements regarding industry changes and their effect on our Underwriting Requirements or rates.

Underwriting and rates bulletins

2018

Release Date Bulletin Number, Topics, (effective dates)
12/19/2018 Bulletin #07-2018 Announces increases to maximum loan amounts and maximum cash-out (12/19/18)
11/21/2018 Bulletin #06-2018 Announces updates to our sweat equity requirements and clarifies the LTV calculation for community land trusts and properties with resale restrictions (11/21/2018)
08/27/2018 Bulletin #05-2018 announces our support of Fannie Mae's high loan-to-value (LTV) refinance option and Freddie Mac's Enhanced Relief Refinance® Mortgage (08/27/2018)
07/17/2018 Bulletin #04-2018 announces Fannie Mae's Collateral Underwriter® Risk Score ≤ 2.5 meets our Property Value Requirements (07/17/2018)
06/07/2018 Bulletin #03-2018 announces new premium rates (07/09/18)
04/09/2018 Bulletin #02-2018 announces new borrower-paid premiums (06/04/18)
01/12/2018 Bulletin #01-2018 announces changes to underwriting requirements (03/01/18)

2017

Release Date Bulletin Number, Topics, (effective dates)
12/14/2017 Bulletin #09-2017 announces increases to maximum loan amounts; new .50% up-front split premium option
10/20/2017 Bulletin #08-2017 announces condominium and construction-permanent loan enhancements and a disaster policy (10/20/17)
10/12/2017 Bulletin #07-2017 announces premium plan enhancements (12/04/17)
10/04/2017 Bulletin #06-2017 announces underwriting flexibility for new loans in disaster areas resulting from recent hurricanes
07/26/2017 Bulletin #05-2017 announces new BPMI single and split premium rates (9/5/17)
06/27/2017 Bulletin #04-2017 announces expansion of MGIC Go! to allow 3- to 4-unit properties and updates to Standard Underwriting Requirements.
03/10/2017 Bulletin #03-2017 announces refined LPMI Single rates for loans with amortization terms greater than 20 years.
02/17/2017 Bulletin #02-2017 announces increases to our maximum LTV's and loan amounts, decreases to minimum credit scores and additional updates to our Standard Underwriting Requirements.
02/15/2017 Bulletin #01-2017 announces our acceptance of Fannie Mae's Property Inspection Waiver (PIW) for property value.

News announcements

2018

Date News Number, Topics
12/19/18 News #03-2018 provides underwriting guidance in response to California Wildfires
09/21/18 News #02-2018 provides underwriting guidance in response to Hurricane Florence
02/15/18 News #01-2018 Mortgage insurance tax deductibility update for MI premiums premiums paid in 2017

2017

Date News Number, Topics
09/05/17 News #15-2017 MGIC responds to Freddie Mac Bulletin 2017-13
09/05/17 News #14-2017 MGIC responds to Fannie Mae Desktop Underwriter®/Desktop Originator® Release Notes - DU Version 10.0 and 10.1
08/22/17 News #13-2017 MGIC adopts updates from Freddie Mac Bulletin 2017-12 for MGIC Go! loans
08/09/17 News #12-2017 MGIC adopts updates from Freddie Mac Bulletin 2017-11 for MGIC Go! loans
08/04/17 News #11-2017 MGIC adopts updates from Fannie Mae Announcement SEL-2017-06 for MGIC Go! loans
07/05/17 News #10-2017 MGIC responds to Fannie Mae Lender Letter LL-2017-02
06/14/17 News #09-2017 MGIC adopts updates from Freddie Mac Bulletin 2017-8 for MGIC Go! loans
06/09/17 News #08-2017 MGIC adopts updates from Fannie Mae Desktop Underwriter®/Desktop Originator® Release Notes — DU Version 10.1 for MGIC Go! loans
05/30/17 News #07-2017 MGIC responds to Freddie Mac Bulletin 2017-7
05/05/17 News #06-2017 MGIC adopts underwriting updates from Fannie Mae Announcement SEL 2017-04 for MGIC Go! loans
04/10/17 News #05-2017 MGIC responds to Fannie Mae Announcement SEL-2017-03
04/05/17 News #04-2017 MGIC responds to Freddie Mac Bulletin 2017-3
03/29/17 News #03-2017 MGIC adopts underwriting updates from Freddie Mac Bulletin 2017-2 for MGIC Go! loans
03/08/17 News #02-2017 MGIC adopts underwriting updates from Fannie Mae Announcement SEL-2017-02 for MGIC Go! loans
02/09/17 News #01-2017 MGIC adopts underwriting updates from Fannie Mae Announcement SEL 2017-01 for MGIC Go! loans
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