Consumer calculators

Help renters and potential homebuyers understand their options.

Help your homebuyers calculate the possibilities

Whether they’re renters or still living with their parents, you can help more potential borrowers crunch the numbers to see that buying a home is possible. Our homebuying calculators are:

  • First-time homebuyer-friendly with simple inputs
  • More realistic – they include mortgage insurance in the calculations
  • Mobile-friendly
  • Available in English and Spanish
Buy Now vs. Wait

Buy Now vs. Wait Calculator

This calculator quickly shows renters and first-time homebuyers why it could make financial sense for them to invest in a home now rather than wait to save up a 20% down payment. Be their guide by sharing this handy tool and helping them explore their financial options.

English calculator ⯈

Spanish calculator ⯈

Sort and Filter
  • Consumer calculator

    Down payment calculator

    Reveals down payment options. Two calculators in one!

  • Consumer calculator

    Rent or buy calculator

    Compares the cost of renting versus owning a home.

  • Consumer calculator

    Monthly payment calculator

    Estimates a mortgage payment based on the price of the home and a down payment.

  • Consumer calculator

    Home affordability calculator

    Estimates how much home a consumer can afford based on their monthly housing budget.

Share our calculator flyer with your borrowers

Earn borrowers’ trust – be the loan officer who provided valuable tools to help them understand their options. Share information about our 5 calculators with this flyer.

Download English ⯈

Download Spanish ⯈

You might also like

  • Readynest.com

    Use this resource full of helpful homebuyer tips and tools to educate your homebuyers.

  • First-time homebuyer resource library

    Explore informational materials you can instantly download and share with your borrowers.

  • It’s time to Rethink MI

    More than just a product, mortgage is a strategy.