Should first-time homebuyers wait a few more years to save up for a big down payment? Or is it smarter to buy right now?

Here’s a quick way to find out: Our buy now vs. wait calculator helps first-time homebuyers explore their financial options. This handy tool quickly and easily shows consumers why it could make financial sense for them to invest in a home now rather than wait to save up a 20% down payment.

The calculator is available in English or Spanish.

Buy now vs wait calculator

Calculadora de comprar ahora vs. esperar

Convert more renters to homebuyers with consumer calculators from MGIC – see our full suite of calculators here!

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