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Implementation of the redesigned URLA

Implementing the new Uniform Residential Loan Application (URLA) with MGIC is easy

As of Aug. 1, 2020, the GSEs began accepting redesigned URLA data via the Mortgage Industry Standards Maintenance Organization® Version 3.4 (MISMO® v3.4) Reference Model on a limited basis. 

About our implementation

  • We are currently accepting loans originated using the redesigned URLA form and data from the redesigned URLA form using the MISMO® v3.4 data specification from our system-to-system (B2B) partner integrations
  • MGIC’s Loan Center now accepts data from the redesigned URLA form using the MISMO v3.4 data specification or DU 3.2

Possible future changes to data specifications

While MGIC has been engaged in the development of the data specification, the final version of the MISMO v3.4 data specification could be subject to change based on GSE announcements or other industry changes. If changes are required to align with the data specification, we’ll update the information on this page and coordinate changes with customers already in testing and implementation.


Contact our Customer Service team with questions or for more information: customer_service@mgic.com or 1-800-424-6442.

Or reach out to your Account Representative, mgic.com/contact.

MISMO® is trademark of Mortgage Industry Standards Maintenance Organization, Inc.


What does this mean for you?

If you’re using the redesigned URLA form, here’s what you need to know about implementation with MGIC.  

If you use a commercially-available loan origination system or pricing engine

If you use a proprietary system

If you use the Loan Center

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