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What changes can mortgage pros expect from the new credit score models? – Episode 25

Jeff Platfoot, MGIC Customer Trainer

What changes can mortgage pros expect from the new credit score models?

We interview Jeff Platfoot, MGIC Customer Trainer, for a quick update on a topic of interest to many of our listeners: Credit score model changes on the horizon. Jeff covers what mortgage industry pros can expect to see as Fannie Mae and Freddie Mac pivot from the classic FICO model to modernize credit score model requirements.

Episode breakdown:

  • Recent credit changes in the mortgage industry (1:46)
  • The new 2-credit report scoring model (3:12)

The opinions and insights expressed in this Q&A are solely those of its interviewee and do not necessarily represent the views of either Mortgage Guaranty Insurance Corporation or any of its parent, affiliates, or subsidiaries (collectively, “MGIC”). Neither MGIC nor any of its officers, directors, employees or agents makes any representations or warranties of any kind regarding the soundness, reliability, accuracy or completeness of any opinion, insight, recommendation, data, or other information contained in this blog, or its suitability for any intended purpose.

jeff platfoot

Director of Regional Training

Jeff Platfoot

Leading MGIC’s training team for over 20 years, Jeff Platfoot has over 35 years of experience in the mortgage industry, including in positions in sales/origination, underwriting and underwriting management. Much of his focus today is on delivering MGIC’s best-in-class specialized training curriculum, teaching the key skills, techniques and best practices needed to build your team’s confidence within essential areas of industry knowledge.

Jeff is passionate about helping mortgage professionals to compete in today’s fast-paced lending environment. He loves to help customers develop a depth of understanding on a wide range of topics, including origination, loan products, industry updates and processing.

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