Current standard rate cards

Note: For Representative Credit Scores less than 620, quotes must be obtained from MiQ or an LOS.

In all cases below, state refers to the state of Master Policyholder.

Borrower-paid mortgage insurance rate cards

BPMI Monthly Premiums

National – except GU, PR & WA

Guam

Puerto Rico

 

BPMI Single Premiums

National, non-refundable only – except AK, GU, PR & WA

National, non-refundable only – AK

Guam, non-refundable only

Puerto Rico, non-refundable only

National, refundable only – except PR & WA

Refundable Single premiums are not available in Puerto Rico.

 

BPMI Split Premiums

The BPMI Split premium plan is not available for lenders domiciled in NY, OH and WA that are utilizing MGIC's risk-based pricing. Split premiums are also not available in Guam and Puerto Rico.

National, all upfront options – all states except GU, NY, OH, PR & WA

0.50% upfront

0.75% upfront

1.00% upfront

1.25% upfront

1.50% upfront

1.75% upfront

New York

Lender-paid mortgage insurance rate cards

LPMI Single Premiums

National – all states except GU, NY, PR & WA

National – NY

Guam

Lender-paid premiums are not available in Puerto Rico.

 

LPMI Monthly Premiums

For LPMI Monthly premiums, except GU, PR and WA, see the adjustments table on the Borrower-Paid Monthly Premiums card.

Guam

Lender-paid premiums are not available in Puerto Rico.

Credit union-branded rate cards

Credit union – Borrower-Paid & Lender-Paid Monthly Premiums (All states)

Credit union – BPMI Single Premiums

Credit union – LPMI Monthly Premiums (All states)

Credit union – LPMI Single Premiums

Portfolio lending standard rate cards

The Master Policyholder must be approved and activated for the following special programs.

WealthBuilder Pro rate card – Invalid for Master Policyholder locations in GU, NY, PR & WA

MI-to-89.99 LPMI Single rate card – Invalid for Master Policyholder locations in GU, PR & WA