Ordering contract underwriting

Our contract underwriting service is provided by:

MGIC Mortgage Services, LLC (MMSL)
NMLS #391375
250 East Kilbourn Ave., Milwaukee, WI 53202

Our contract underwriting service can help you:

  • Manage your pipeline
  • Manage costs associated with underwriting loan volume including salaries, benefits and overhead
  • Save time and reduce employee workload
  • Rest easy knowing our expert contract underwriting team is dedicated to you and your organization

We underwrite insured and uninsured loans to Fannie Mae, Freddie Mac and MGIC guidelines. MMSL complies with the requirements of the SAFE Act and is licensed or registered in 50 states and the District of Columbia. See a complete list of our mortgage licenses.

Contact your MGIC account manager to request a Contract Underwriting Agreement.

Contract underwriting options

Dedicated resource

Rather than hire a full-time underwriter, let MMSL help. We’ll assign an experienced underwriter to work in your technology. With this MMSL service option:

  • You manage your pipeline
  • You may commit to 1 or more underwriters
  • Pricing is per-day with a credit for each contract loan that includes MGIC mortgage insurance

Additional details and terms apply.

On demand underwriting

Expand your capacity without committing to full-time assistance. With this MMSL service option, pricing is per-file for loans with or without MGIC mortgage insurance.

Additional details and terms apply

Order contract underwriting

Via our Loan Center

Login to submit loans to MGIC's Loan Center.

Need a user ID and password? Sign up here.

  • Select the Order Contract UW tab
  • Enter required data and any special File Handling notes
  • Upload loan file documents
  • Click Send Files

Learn more about ordering full-file contract underwriting through the Loan Center.

Via ICE Mortgage Technology's Encompass

Order contract underwriting without leaving ICE Mortgage Technology's Encompass®. Have your company's system administrator sign up to obtain a User ID and Password.

  • Select Order Contract UW from the Request Type drop-down
  • Check Contract UW with MI if you'd like mortgage insurance coverage on the loan

NOTE: To set up contract underwriting through Encompass, contact your MGIC Account Manager.

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