Rate Finder

IMPORTANT - Rate Finder is NOT an AUS.  It only requires information needed to secure a rate.  Insurability is not considered when a rate is quoted.

Complete the Rate Finder fields and click 'Calculate Rate Quote'.

MGIC Rate Finder

HFA affordability+ Code:	(Definition)
Insurance Type:	Lender State: Select State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Guam Puerto Rico US Virgin Islands
AUS Determination:	DU Approve, LP Accept, or Other "A" Determination LP Caution A- Eligible DU EA-1 DU EA-2 DU EA-3 DU Refer w/Caution or LP Caution Manual Underwrite
FICO Score:	(Definition.  Not used in all states)
	Check here if loan meets MGIC's Nontraditional Credit Guidelines
	Check here if this is a First-Time Homebuyer transaction
Property State:	Select State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Guam Puerto Rico US Virgin Islands   County: Loading...
Loan Instrument:	Fixed Rate ARMs 5 Years or Greater Temp Buydown or ARM - Annual Caps <= 1% All Other ARMs / Non-Fixed
LTV Ratio:	85% or Less 85.01 - 90% 90.01 - 95% 95.01 - 97%
Premium Type:	(Definition)
Upfront Premium:	0.75% 1.00% 1.25% 1.50% 1.75% 2.00%
Occupancy:	Primary Residence
Loan Term:	301 months or more 300 months or less
Loan Purpose:	Purchase Rate & Term Refi Home Imp Refi Construction/Perm
Base Loan Amount:	Renewals: Constant Declining N/A
Coverage:	%	Standard Agency Coverage Requirements MCM & Home Possible Requirements

Special Features (Check MGIC's Underwriting Guide for definitions)
Interest-Only	Declining Market (Definition)
Relocation Loan	2 Unit Property
Mobile/Manufactured Home (Definition)

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